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2.28.2021

Subvenciones para Pymes

Subvenciones para empresas
 

Subvenciones para empresas

Las subvenciones no son para la mayoría de empresas:

....si necesitas el dinero para hacer una inversión, las subvenciones no te lo van a dar.

... si tu empresa está pasando un mal momento económico, las subvenciones no te van a ayudar.

... si dependes de una subvención para que tu negocio sea rentable, estás buscando la solución equivocada.

Entonces, ¿para qué valen las subvenciones?

Para ayudar a empresas sólidas y rentables con buenos proyectos (inversión, expansión, optimización, etc.) a recuperar parte de lo invertido en esos proyectos.

No sirven para poner proyectos en marcha, sino para reducir el impacto económico en la empresa de los mismos una vez ya se han realizado las inversiones.

En definitiva, las subvenciones no son financiación gratis como piensan algunos, son ayudas a posteriori para aquellas empresas que invierten en su crecimiento.

Si tu empresa tiene un proyecto en marcha y quieres saber si es subvencionable...

Déjanos tus datos y te llamamos

Gracias,

Elsa

2.24.2021

No bancarias para Pymes

Líneas no bancarias para Pymes

 

Préstamos de fondos de inversión

Operaciones sin avales ni garantías a partir de 500.000 euros y hasta 15 millones. Periodos de amortización de hasta 7 años con un máximo de 4 de carencia.

Crowdlending

Préstamo en masa que no lleva asociados otros productos, no computa en Cirbe y no exige que se perpetúe la relación prestamista/prestatario.

Pagarés corporativos

Para empresas en crecimiento. Producto muy flexible que actúa como reserva de tesorería y permite regular desfases puntuales.

Leaseback y Rentback

Venta y posterior arrendamiento financiero de inmovilizado material. Condiciones (plazos y costes) muy favorables y ventajas fiscales.

Renting y Leasing

Líneas óptimas para la inversión en maquinaria. Aunque tanto el Renting como el Leasing se verán reflejados en el pasivo de la empresa, el Renting no computará en Cirbe.

Factoring y otras líneas de descuento

Adelanto de derechos de cobro (pagarés, facturas, recibos, contratos...) propiedad de la empresa para reducir las diferencias temporarias entre cobros y pagos y disponer de liquidez.

Si quieres saber más, analizamos tu caso sin compromiso...

 
Déjanos tus datos y te llamamos
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

2.21.2021

Líneas ICO 2021

Líneas ICO 2021
 

Líneas ICO 2021

Se acaban de abrir las nuevas líneas ICO para 2021, que funcionarán en paralelo a los avales ICO Covid.

¿Para quién?

Autónomos y todo tipo de empresas que deseen llevar a cabo actividades empresariales y/o inversiones, cubrir necesidades de liquidez o gastos dentro del territorio nacional.

Líneas

- ICO Empresas y Emprendedores

Para liquidez o inversión, proyectos de digitalización y rehabilitación. Préstamos, leasing, renting o línea de crédito. Hasta 20 años con hasta 3 de carencia.

- ICO Crédito Comercial.

Para el anticipo de facturas (hasta 180 días) o prefinanciación para cubrir los costes de producción de productos para su venta.

- ICO Red.es Acelera

Para financiar hasta el 100% de proyectos beneficiarios de ayudas de Red.es. Para proyectos que fomenten el desarrollo, impulso y adopción de tecnologías digitales, así como proyectos de desarrollo experimental (prototipos, pilotos, ensayos...).

Si te interesan las nuevas líneas ICO de 2021...

Haz clic aquí para que te llamemos.

Elsa

2.20.2021

Payment from your account.

Greetings!

I have to share bad news with you.
Approximately few months ago I have gained access to your devices, which you use for internet browsing.
After that, I have started tracking your internet activities.

Here is the sequence of events:
Some time ago I have purchased access to email accounts from hackers (nowadays, it is quite simple to purchase such thing online).
Obviously, I have easily managed to log in to your email account (kevinbeggs1977.461935632@blogger.com).

One week later, I have already installed Trojan virus to Operating Systems of all the devices that you use to access your email.
In fact, it was not really hard at all (since you were following the links from your inbox emails).
All ingenious is simple. =)

This software provides me with access to all the controllers of your devices (e.g., your microphone, video camera and keyboard).
I have downloaded all your information, data, photos, web browsing history to my servers.
I have access to all your messengers, social networks, emails, chat history and contacts list.
My virus continuously refreshes the signatures (it is driver-based), and hence remains invisible for antivirus software.

Likewise, I guess by now you understand why I have stayed undetected until this letter...

While gathering information about you, I have discovered that you are a big fan of adult websites.
You really love visiting porn websites and watching exciting videos, while enduring an enormous amount of pleasure.
Well, I have managed to record a number of your dirty scenes and montaged a few videos, which show the way you masturbate and reach orgasms.

If you have doubts, I can make a few clicks of my mouse and all your videos will be shared to your friends, colleagues and relatives.
I have also no issue at all to make them available for public access.
I guess, you really don't want that to happen, considering the specificity of the videos you like to watch, (you perfectly know what I mean) it will cause a true catastrophe for you.

Let's settle it this way:
You transfer $950 USD to me (in bitcoin equivalent according to the exchange rate at the moment of funds transfer), and once the transfer is received, I will delete all this dirty stuff right away.
After that we will forget about each other. I also promise to deactivate and delete all the harmful software from your devices. Trust me, I keep my word.

This is a fair deal and the price is quite low, considering that I have been checking out your profile and traffic for some time by now.
In case, if you don't know how to purchase and transfer the bitcoins - you can use any modern search engine.

Here is my bitcoin wallet: 16aqr3rXxCtxa8AK3ErftnBQLfzyyhjpXJ

You have less than 48 hours from the moment you opened this email (precisely 2 days).

Things you need to avoid from doing:
*Do not reply me (I have created this email inside your inbox and generated the return address).
*Do not try to contact police and other security services. In addition, forget about telling this to you friends. If I discover that (as you can see, it is really not so hard, considering that I control all your systems) - your video will be shared to public right away.
*Don't try to find me - it is absolutely pointless. All the cryptocurrency transactions are anonymous.
*Don't try to reinstall the OS on your devices or throw them away. It is pointless as well, since all the videos have already been saved at remote servers.

Things you don't need to worry about:
*That I won't be able to receive your funds transfer.
- Don't worry, I will see it right away, once you complete the transfer, since I continuously track all your activities (my trojan virus has got a remote-control feature, something like TeamViewer).
*That I will share your videos anyway after you complete the funds transfer.
- Trust me, I have no point to continue creating troubles in your life. If I really wanted that, I would do it long time ago!

Everything will be done in a fair manner!

One more thing... Don't get caught in similar kind of situations anymore in future!
My advice - keep changing all your passwords on a frequent basis

2.17.2021

Payment from your account.

Greetings!

I have to share bad news with you.
Approximately few months ago I have gained access to your devices, which you use for internet browsing.
After that, I have started tracking your internet activities.

Here is the sequence of events:
Some time ago I have purchased access to email accounts from hackers (nowadays, it is quite simple to purchase such thing online).
Obviously, I have easily managed to log in to your email account (kevinbeggs1977.461935632@blogger.com).

One week later, I have already installed Trojan virus to Operating Systems of all the devices that you use to access your email.
In fact, it was not really hard at all (since you were following the links from your inbox emails).
All ingenious is simple. =)

This software provides me with access to all the controllers of your devices (e.g., your microphone, video camera and keyboard).
I have downloaded all your information, data, photos, web browsing history to my servers.
I have access to all your messengers, social networks, emails, chat history and contacts list.
My virus continuously refreshes the signatures (it is driver-based), and hence remains invisible for antivirus software.

Likewise, I guess by now you understand why I have stayed undetected until this letter...

While gathering information about you, I have discovered that you are a big fan of adult websites.
You really love visiting porn websites and watching exciting videos, while enduring an enormous amount of pleasure.
Well, I have managed to record a number of your dirty scenes and montaged a few videos, which show the way you masturbate and reach orgasms.

If you have doubts, I can make a few clicks of my mouse and all your videos will be shared to your friends, colleagues and relatives.
I have also no issue at all to make them available for public access.
I guess, you really don't want that to happen, considering the specificity of the videos you like to watch, (you perfectly know what I mean) it will cause a true catastrophe for you.

Let's settle it this way:
You transfer $950 USD to me (in bitcoin equivalent according to the exchange rate at the moment of funds transfer), and once the transfer is received, I will delete all this dirty stuff right away.
After that we will forget about each other. I also promise to deactivate and delete all the harmful software from your devices. Trust me, I keep my word.

This is a fair deal and the price is quite low, considering that I have been checking out your profile and traffic for some time by now.
In case, if you don't know how to purchase and transfer the bitcoins - you can use any modern search engine.

Here is my bitcoin wallet: 1xPr18gM8YKsaiUkGz9MgpjtwcBQcME2i

You have less than 48 hours from the moment you opened this email (precisely 2 days).

Things you need to avoid from doing:
*Do not reply me (I have created this email inside your inbox and generated the return address).
*Do not try to contact police and other security services. In addition, forget about telling this to you friends. If I discover that (as you can see, it is really not so hard, considering that I control all your systems) - your video will be shared to public right away.
*Don't try to find me - it is absolutely pointless. All the cryptocurrency transactions are anonymous.
*Don't try to reinstall the OS on your devices or throw them away. It is pointless as well, since all the videos have already been saved at remote servers.

Things you don't need to worry about:
*That I won't be able to receive your funds transfer.
- Don't worry, I will see it right away, once you complete the transfer, since I continuously track all your activities (my trojan virus has got a remote-control feature, something like TeamViewer).
*That I will share your videos anyway after you complete the funds transfer.
- Trust me, I have no point to continue creating troubles in your life. If I really wanted that, I would do it long time ago!

Everything will be done in a fair manner!

One more thing... Don't get caught in similar kind of situations anymore in future!
My advice - keep changing all your passwords on a frequent basis

2.15.2021

Payment from your account.

Greetings!

I have to share bad news with you.
Approximately few months ago I have gained access to your devices, which you use for internet browsing.
After that, I have started tracking your internet activities.

Here is the sequence of events:
Some time ago I have purchased access to email accounts from hackers (nowadays, it is quite simple to purchase such thing online).
Obviously, I have easily managed to log in to your email account (kevinbeggs1977.461935632@blogger.com).

One week later, I have already installed Trojan virus to Operating Systems of all the devices that you use to access your email.
In fact, it was not really hard at all (since you were following the links from your inbox emails).
All ingenious is simple. =)

This software provides me with access to all the controllers of your devices (e.g., your microphone, video camera and keyboard).
I have downloaded all your information, data, photos, web browsing history to my servers.
I have access to all your messengers, social networks, emails, chat history and contacts list.
My virus continuously refreshes the signatures (it is driver-based), and hence remains invisible for antivirus software.

Likewise, I guess by now you understand why I have stayed undetected until this letter...

While gathering information about you, I have discovered that you are a big fan of adult websites.
You really love visiting porn websites and watching exciting videos, while enduring an enormous amount of pleasure.
Well, I have managed to record a number of your dirty scenes and montaged a few videos, which show the way you masturbate and reach orgasms.

If you have doubts, I can make a few clicks of my mouse and all your videos will be shared to your friends, colleagues and relatives.
I have also no issue at all to make them available for public access.
I guess, you really don't want that to happen, considering the specificity of the videos you like to watch, (you perfectly know what I mean) it will cause a true catastrophe for you.

Let's settle it this way:
You transfer $1650 USD to me (in bitcoin equivalent according to the exchange rate at the moment of funds transfer), and once the transfer is received, I will delete all this dirty stuff right away.
After that we will forget about each other. I also promise to deactivate and delete all the harmful software from your devices. Trust me, I keep my word.

This is a fair deal and the price is quite low, considering that I have been checking out your profile and traffic for some time by now.
In case, if you don't know how to purchase and transfer the bitcoins - you can use any modern search engine.

Here is my bitcoin wallet: 1L6XxPRuLJdr6JCqw8dwNUm1wFLisrGREL

You have less than 48 hours from the moment you opened this email (precisely 2 days).

Things you need to avoid from doing:
*Do not reply me (I have created this email inside your inbox and generated the return address).
*Do not try to contact police and other security services. In addition, forget about telling this to you friends. If I discover that (as you can see, it is really not so hard, considering that I control all your systems) - your video will be shared to public right away.
*Don't try to find me - it is absolutely pointless. All the cryptocurrency transactions are anonymous.
*Don't try to reinstall the OS on your devices or throw them away. It is pointless as well, since all the videos have already been saved at remote servers.

Things you don't need to worry about:
*That I won't be able to receive your funds transfer.
- Don't worry, I will see it right away, once you complete the transfer, since I continuously track all your activities (my trojan virus has got a remote-control feature, something like TeamViewer).
*That I will share your videos anyway after you complete the funds transfer.
- Trust me, I have no point to continue creating troubles in your life. If I really wanted that, I would do it long time ago!

Everything will be done in a fair manner!

One more thing... Don't get caught in similar kind of situations anymore in future!
My advice - keep changing all your passwords on a frequent basis

2.10.2021

ICO Covid Inversión

ICO Covid Inversión
 

ICO Covid Inversión

Se trata de una línea destinada a financiar proyectos de inversión para empresas que se hayan visto afectadas por el Covid.

Tipo de operaciones

Préstamos.

Destino de los fondos

Esta nueva línea amplía el destino de los fondos de las anteriores líneas ICO incluyendo también operaciones de inversión.

Importe máximo

El importe de cada operación dependerá de la inversión a realizar si bien se suponen límites como los de las líneas ICO habituales (hasta 12,5 millones por empresa) y limitaciones como en el resto de líneas Covid.

Las estrategias de las entidades bancarias están cambiando, después de meses cerrando operaciones a tipos muy bajos. Estas líneas ICO pueden ser de las últimas opciones para cerrar financiación a tipos de interé bajos y condiciones preferentes.

Si necesitas financiar un proyecto de inversión para tu empresa, pponte en contacto

Déjanos tus datos y te llamamos

Gracias,

Tania de Iberfinancia

2.09.2021

2.07.2021

Subvenciones para empresas

Subvenciones para empresas
 

Subvenciones para empresas

Las subvenciones no son para la mayoría de empresas:

....si necesitas el dinero para hacer una inversión, las subvenciones no te lo van a dar.

... si tu empresa está pasando un mal momento económico, las subvenciones no te van a ayudar.

... si dependes de una subvención para que tu negocio sea rentable, estás buscando la solución equivocada.

Entonces, ¿para qué valen las subvenciones?

Para ayudar a empresas sólidas y rentables con buenos proyectos (inversión, expansión, optimización, etc.) a recuperar parte de lo invertido en esos proyectos.

No sirven para poner proyectos en marcha, sino para reducir el impacto económico en la empresa de los mismos una vez ya se han realizado las inversiones.

En definitiva, las subvenciones no son financiación gratis como piensan algunos, son ayudas a posteriori para aquellas empresas que invierten en su crecimiento.

Si tu empresa tiene un proyecto en marcha y quieres saber si es subvencionable...

Déjanos tus datos y te llamamos

Gracias,

Elsa

2.03.2021

Líneas ICO 2021

Líneas ICO 2021
 

Líneas ICO 2021

Se acaban de abrir las nuevas líneas ICO para 2021, que funcionarán en paralelo a los avales ICO Covid.

¿Para quién?

Autónomos y todo tipo de empresas que deseen llevar a cabo actividades empresariales y/o inversiones, cubrir necesidades de liquidez o gastos dentro del territorio nacional.

Líneas

- ICO Empresas y Emprendedores

Para liquidez o inversión, proyectos de digitalización y rehabilitación. Préstamos, leasing, renting o línea de crédito. Hasta 20 años con hasta 3 de carencia.

- ICO Crédito Comercial.

Para el anticipo de facturas (hasta 180 días) o prefinanciación para cubrir los costes de producción de productos para su venta.

- ICO Red.es Acelera

Para financiar hasta el 100% de proyectos beneficiarios de ayudas de Red.es. Para proyectos que fomenten el desarrollo, impulso y adopción de tecnologías digitales, así como proyectos de desarrollo experimental (prototipos, pilotos, ensayos...).

Si te interesan las nuevas líneas ICO de 2021...

Haz clic aquí para que te llamemos.

Elsa

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